United States Salary Tax Calculator for 2024/25

Calculate your take-home pay after federal and state taxes, Medicare, and Social Security deductions.

How is the Tax Calculation Done?

The calculator takes your gross income, along with the other information you provided, and uses it to calculate the final amount that you take home. Here's how the calculation works:

Federal Income Tax

Federal income tax is calculated using a progressive tax system with different tax brackets. For example, if you are filing as 'single':

  • 10% on income up to $11,600
  • 12% on income from $11,601 to $47,150
  • 22% on income from $47,151 to $100,525
  • 24% on income from $100,526 to $191,950
  • 32% on income from $191,951 to $243,725
  • 35% on income from $243,726 to $609,350
  • 37% on income over $609,350

State Income Tax

State income tax rates vary by state. Some states have a flat tax rate, while others use a progressive system similar to federal taxes. Some states, like Texas and Florida, have no state income tax.

Social Security and Medicare

These are federal payroll taxes:

  • Social Security: 6.2% of your gross income (up to the wage base limit of $168,600 for 2024)
  • Medicare: 1.45% of your gross income (no wage base limit)
  • Additional Medicare Tax: 0.9% on income over $200,000 for single filers or $250,000 for married filing jointly

Standard Deduction

The standard deduction reduces your taxable income:

  • Single: $14,600
  • Married Filing Jointly: $29,200
  • Head of Household: $21,900
  • Married Filing Separately: $14,600

Dependents

Each dependent can reduce your taxable income through the Child Tax Credit or Other Dependent Credit.

United States Salary Tax Calculator 2024/25
Published on April 3, 2025
Understanding your take-home pay is crucial for financial planning. Our United States Salary Tax Calculator for 2024/25 helps you estimate your net income after federal and state taxes, Social Security, and Medicare deductions.
Why Use a Salary Tax Calculator?
Knowing how much tax is deducted from your salary ensures better financial decisions. Our calculator provides accurate results based on updated IRS tax brackets and state-specific tax rules.
Tax rates and deductions change annually, and this tool keeps you informed of the latest updates for 2024/25.
How the Tax Calculator Works
1. Enter your gross salary.
2. Select your state to factor in state-specific taxes.
3. Choose your filing status (Single, Married, Head of Household).
4. Get a detailed breakdown of your take-home pay after deductions.
5. Adjust withholdings or deductions to see how changes impact your net salary.
Key Deductions Included
- Federal Income Tax based on IRS tax brackets
- State Income Tax (varies by state)
- Social Security Contributions (6.2% of taxable wages up to the limit)
- Medicare Deductions (1.45% of taxable wages with additional taxes for high earners)
- 401(k) Contributions (pre-tax deductions, if applicable)
- Health Insurance Premiums (pre-tax deductions)
- Additional Payroll Taxes (if applicable, such as self-employment tax)
State Tax Variations
Different states have different income tax policies. Some states, like Texas and Florida, have no state income tax, while others, like California and New York, have progressive tax rates.
For example:
- **California**: Progressive tax rates ranging from 1% to 13.3%.
- **New York**: State tax rates from 4% to 10.9% based on income.
- **Texas & Florida**: No state income tax.
Example Salary Breakdown
Consider a salary of **$80,000** in **California**:
- Gross Salary: **$80,000**
- Federal Income Tax: **$10,000 (estimate)**
- State Income Tax: **$4,500 (estimate)**
- Social Security: **$4,960**
- Medicare: **$1,160**
- Net Take-Home Pay: **$59,380 per year**
Whether you’re a salaried employee, freelancer, or self-employed, our Salary Tax Calculator provides the insights needed to plan your finances effectively.
Stay informed and take control of your earnings by understanding your tax liabilities with our easy-to-use tool.